Dealer Auctions Automobile
I would like to write a surrender letter for an automobile..any suggestions?
Okay…I have a Dodge Neon that I purchased in June of last year. When I bought the car…the dealer told me that the interest rate was 11.99%….fair I thought considering I had a chapter 13 about 7 years ago. Well I just called the loan company and discovered that my interest is 16.99% Way too much than I am willing to pay for any automobile…I asked what my options were and they told me either refinance through another company or surrender.
1) I called around and no company will refinance because the amount owed is higher than the actual value of the auto.
2) I can write a letter of surrender and when they come get the automobile, they will Auction it off and I just pay the difference between the auction price and what is left.
I would like for someone to help me write the surrender letter (I searched the web already)…examples would be great!
Becareful next time that you sign for a fixed rate not a variable rate. Find this out by reviewing your loan agreement. Is it possible that the bank or company financing the vehicle were not supposed to raise your rate? Read the fine print in your document. Don’t surrender the vehicle – it will not help your credit. After you review your loan – go to other dealers to discuss trading it in for a more affordable one – GM, Ford, Nissan, Honda, Mazda, Volkswagon have all kinds of better deals because of the oil crisis – they’re practically giving them away. Just find a better dealer than the one who scammed you last year.
MY FIRST DEALER AUCTION IN DYER Auto Auction INDIANA
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